Is Police Report Necessary For Insurance Claims?

Car accident is a traumatic experience for most drivers, even if not hurt the experience will sometime cause you not to be able to think clearly. In the event like this you need to stay focus and alert.

One of the things you need to do when you got into a car accident is to get a police report. In some instances, you will file the complete report at the nearest police station, the officer will gave you a form that would most likely covers all the details regarding the accident , the officer will also be able to verify and search  other information that the driver cannot provide at the scene.

This detailed information are needed so when you go and claim your insurance you will have fast and smooth sailing process. Remember that it may take a couple of months for your insurance company to get a police report of the accident but if you manage to provide a police report it will help  make the process very fast.

Here are some important information you need to get when you got involve with a car accident.

Basic Information

Date, Time, Location, Weather Condition,  Driving Speed

Other Driver’s Information

*make sure the driver is the registered owner of the vehicle.

Name, Address, Driver’s License Number, Make, Model, License Plate

Other Driver’s Insurance Information

Insurance Company Name, Address, Phone Number, Insurance Policy Number

Passenger and Witness Information

Name, Adress, Phone Number, License Plate

Police and Emergency Personnel

Name, Badge Number, Phone Number (to obtain accident report

Other Important Information

-Write a description of any damage to your car

-Take pictures  of your vehicle’s damage, and the damage to the other car.

-Draw a diagram of the accident.

It is important you get all this details in order for you to get your insurance claim fast.